Massive expenditures in January

So I spent a good portion of the weekend creating a monthly budget for 2008, and figuring out exactly what we spent in January. Also did a calculation of our current net worth. Hopefully February will be easier now that I have all my lovely spreadsheets set up.

We spent SO SO SO much $$ in January. But it was mostly by design. I chose to front load a ton of expenses, just so we would start the year of right. These include:
- Pay off of our joint CC debt ($8000 - yay!)
- Pay off of my individual CC debt ($5000 - yay!)
- Property taxes for the full year
- Car insurance for the full year (saves $100+ annually by paying upfront instead of monthly)
- DH paid off one of his student loans (the smallest one, but it had the highest rate)
- We bought a crib and dresser for the little one on debit ($1000)

As a result of all this activity, we feel exceedingly broke. But I love that we won't see any finance charges next month!

Speaking of broke, do you have any idea how much daycare costs? I looked at a place this week that will run us close to $2500/month. (Hyperventilating...) This was near my office in Midtown, and I put my name on the waiting list anyway. Looking for a place in Brooklyn too. Sigh. This baby is coming,, and I don't feel ready ....